A mortgage is a debt instrument that is secured by collateral, which is a specified real estate property. Basically, the borrower has the obligation to pay back the borrowed amount via a predetermined set of payments. Mortgages are actually used by businesses as well as individuals in making large real estate purchases without the need to pay up the entire value of the property up front. Over a certain period of time, the borrower will repay the loaned amount plus [click here to read on]
Although it’s not always easy when you have a family, if you can afford to save some money each month it’s a great idea to get into the habit of doing so. Whether it’s for something specific like a holiday, a car or a deposit on a home, or just so you can have some money aside for a rainy day, having savings means you and your little ones are more secure and prepared for the future. The first thing [click here to read on]
After our abroad holiday disaster last year we were determined to find fun closer to home. We definitely managed it and have just returned from a wonderful two weeks away. I think this is definitely the way forward for us and we are planning to use our caravan much more next year. When it was just the two of us I used to sit in the caravan wondering why we weren’t in a hotel. Now we have Bob caravanning is [click here to read on]
We have been very lucky with the weather this year! We have been on several mini breaks and we have always had lovely sunshine. Even when bad weather has been forecast things have changed at the last minute. We have just been on our main holiday to Coombe Mill, a lovely farm in Cornwall and the weather wasn’t as kind to us. This didn’t stop us having fun! We managed a day at the beach and a lovely day at [click here to read on]
It’s wonderful to work from home, as those of us that are lucky enough to do so I am sure will agree. No more nine to five, lunch when you want to, walk the dog when you want to. But what about the school holidays? Just how do you mix the freedom and relaxed routine when the kiddies are bounding around? Do you give in and pay a child minder (expensive) or make the best of being a freelancer and [click here to read on]
Bob has an obsession with sunglasses. Every time we pass a children’s sunglasses stand she stares longingly at them and normally ends up leaving with a pair. I know that’s a bit naughty but I feel her pain. I’m the same with shoes! The problem is that the children’s sun glasses aren’t strong enough for Bob and they don’t last very long. We had a spotty pair that lost an arm, a star pair that lost both arms and a [click here to read on]
I have lots of lovely readers and many them leave comments which makes my day! I can’t believe anyone wants to read my drivel, let alone comment on it! I have one regular commenter who is quite different from my other readers. He’s a dog. 🙂 Dalton the dog has been commenting on my blog for some time and his comments often make me chuckle. When we got our new rabbit Jasper, Dalton asked if he could send some treats [click here to read on]
